Frequently Asked Questions About Real Estate in Dubai
Houzez Real Estate
Question about buying
Yes, foreigners can buy property in Dubai and several other Emirates. In Dubai, there are specific areas called freehold zones where non-UAE nationals can own property outright. This means you can buy, sell, rent, or pass it on just like any other owner. In other Emirates like Abu Dhabi, rules may differ — for example, offering long-term leases instead of full ownership in some areas. At Houzez, we guide you through these rules so you know exactly what you can buy and where.
Besides the price of the property, there are a few extra costs to plan for. You’ll need to pay the Dubai Land Department (DLD) transfer fee, which is usually 4% of the property value. There are also registration fees, agency commission (often around 2%), and sometimes service charges if you’re buying in a community or building. At Houzez, we give you a full breakdown upfront so there are no surprises.
It depends on your goals. Off-plan properties (still under construction) usually come with flexible payment plans and lower entry prices, making them attractive for investors. Ready properties are already built, so you can move in or rent them out right away, but they require full payment upfront. At Houzez, we help you compare both options so you can choose what fits your budget and plans best.
Off-plan properties usually come with flexible payment plans that let you pay in stages during construction. For example, you might pay 10–20% upfront to book the unit, then smaller installments as the project is being built, and the final balance when the property is handed over. Some developers also offer post-handover plans, where you continue paying after you move in. At Houzez, we explain each plan clearly so you know exactly what to expect.
Yes, many banks in Dubai offer mortgages to non-residents, but the rules are a bit different from locals. Most banks will finance up to 50–60% of the property value for foreign buyers, and you’ll need to make the rest as a down payment. The process is straightforward, but it does require paperwork like proof of income and identity documents. At Houzez, we connect you with trusted banks and help you understand all the steps.
Question about renting
You’ll usually need your passport, visa copy, Emirates ID, and a checkbook for rental payments. Some landlords may also ask for a security deposit or references.
Rent is often paid upfront using post-dated cheques. Depending on the landlord, it could be one cheque for the full year, or split into 2–4 cheques. Always agree on the number of cheques before signing the contract.
Yes. All rental contracts in Dubai must be registered through the Ejari system. This protects both tenant and landlord and is required for things like setting up DEWA (utilities).
No, your rent cannot be increased during the contract period. Rent increases are only allowed when you renew, and they must follow the rules set by Dubai’s Real Estate Regulatory Agency (RERA).
If you break the lease early, you may need to pay a penalty (often 1–2 months’ rent). The exact terms depend on what’s written in your contract, so always check the agreement before signing.